• Easy Application with No Deposit Finance Available*
  • Any Income Can Apply (Full Time, Part-Time and Beneficiary)*
  • All Driver Licences (Full, Restricted, Overseas and Learners)*
  • Easy Car Delivery New Zealand Wide

*T's&C's Apply

Apply For Finance

Our Finance and Insurance Partners

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Please complete the following application form to apply for finance through Gem Cars.
Ready to buy now? Complete our online application instead

Looking for more information on finance?

View our finance information page here to learn about our commitment to responsible lending as well as how our weekly finance repayments are calculated.

2016 Volkswagen Golf GTE
70,600km, Automatic, Plug-in Hybrid, 1390cc $23,990

1. Applicant Information

Please enter your first name(s)
Please enter your last name
Please enter your date of birth (dd/mm/yyyy)
Please enter your marital status
Please enter a valid email address
Please your mobile number
Please enter your drivers licence type
Please enter drivers licence no
Please enter drivers licence version no
Please enter your licence expiry
Please enter the number of dependants
Please enter a your address
Please enter suburb
Please enter city
Please enter a your postcode
Please enter the years lived at the above address
Please select an option
Please enter your weekly mortgage/rent
Please enter your employment start month
Please enter your employment start year
Please enter your occupation
Please enter your employer
Please enter hours worked per week
Please enter your weekly income

Before completing this application it is a requirement that you read and accept the below Privacy Act Statement.

2. The Privacy Act 2020

I/we authorise Gem Cars* to collect, retain and use the personal information about me/us, for the purposes of:

  • Assessing my/our credit worthiness;
  • Attending to the financing, whether directly or indirectly, of my/our contract(s) and enforcing Gem Cars’s rights thereunder;
  • Marketing and/or informing me/us about the goods and services provided by Gem Cars

I/we authorise Gem Cars to collect from credit reporting agencies, credit providers, my/our employer(s), accountant(s), relatives, or other person(s) such personal, financial and commercial information about me/us for the said purposes.

I/we authorise Gem Cars to provide this information:

  • To any person for the foregoing purposes;
  • to any employees and agents of Gem Cars and/or any other person, in any ordinary course of business, for any of the foregoing purposes;
  • To credit agencies for the purpose of maintaining proper or effective records.

I/we acknowledge that if i/we do not provide all or any part of the information requested on this application form, my/our application for finance may be declined. I/we further acknowledge that pursuant to the Privacy Act 2020, I/we have a right of access to information collected by Gem Cars about me/us and to request that this information be corrected. The information will be held at the office of Gem Cars, 106 Duke Street, Frankton, Hamilton or the registered offices of any party nominated by Gem Cars.

*Gem Cars and other associated third parties
APR From 8.95%

To verify your acceptance of the above Privacy act statement please click SUBMIT APPLICATION.

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